Howard LIpset of provides some advice on how to protect your personal information.1.  Shred, Shred and Shred some more. And do not be cheap about the shredder. Make sure it cuts in two directions.

2.  Remove your name from mailing lists for preapproved credit cards or other financial offers. This mail could be stolen, your address changed and credit applied for in your name. Some banks have even approved credit on torn applications that were taped back together. (shred, shred, shred). Go online to

3.  Be extremely careful clicking on links in emails.

a.  If the link comes from someone you know, verify their email address. Hover your mouse over the name and make sure they were not hacked.

b.  If the link comes from a stranger, delete the email after sending it to the Security team of your internet provider.

c.  If the link appears to be from your bank or a government agency, be aware that they do not contact you in this fashion. Forward it to their security people and delete.

4.  Lock up your Social Security and Medicare cards. You do not need to carry them. And, despite what they say, your healthcare provider does not need a picture of your cards.

5.  Beware of phone calls that purport to be protecting you. Especially if they ask for your personal information so that “they can verify you are who you say you are.” Hang up and call the financial institution whose phone number is on the back of your credit card. Ask them if there is a problem.

6.  Mail your letters from a US Postal Service mailbox or the Post Office directly. Leaving outgoing mail in your home mailbox makes it subject to theft. If a check is in the envelope, someone will have your banking information.

Howard Lipset, CPA
Progressive Management, Inc.
(516) 883-2962

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